Rates

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  • Loan Rates
  • Share (Savings) Account Rates
  • Share Certificates

Loan Type 

Loan Description

Terms

APR As Low As*

Personal

Personal

Up to 36 Months

7.90%

37+ Months

8.90%

Credit Card

Visa Classic

Open Ended

7.90%

Mortgage

Fixed Rate

15-30 Years

OwnersChoice Funding

Home Equity

Adjustable

15 Years

PRIME** 4.00%

Auto

  

Model Year 2014-2017

24-36 Months 

2.00%

48 Months

2.50%

60 Months 

2.75%

72 Months 

3.00%

84 Months

3.50%

Model Year 2013

48 Months

3.50%

60 Months

3.75%

Model Year 2012***

48 Months

4.00%

First Time Auto Buyer

Model Year 2016-2017

84 Months

8.25%

Model Year 2014-2015

60 Months

9.25%

Model year 2011-2013***

48 Months

10.25%

Recreational Vehicle

New/Used/Refinanced

Up to 60 Months

5.50%

60+ Months

***

*APR is Annual Percentage Rate. Rates depend upon credit qualification. All rates are subject to change at any time. Other rates and terms may apply.

**Prime Rate is influenced by the Federal Reserve and is subject to change at any time without notice.

***Call for more details about Model Years or Terms outside what you see listed here.

Rates effective as of 6/16/17.

Share (Savings) Accounts

Amount

Dividend Rate

APY*

Share (Savings)

$100+

0.05%

0.05%

IRA

0.40%

0.40%

Club Accounts
(Holiday & All Purpose)

$100+

0.05%

0.05%

Kids Club Savings

0.05%

0.05%

Draft

0.00%

0.00%

Money Market

$3,000-$19,999

0.07%

0.07%

$20,000-$74,999

0.10%

0.10%

$75,000+

0.12%

0.12%

*APY is Annual Percentage Yield.

Rates effective as of 6/22/17.

Term

Amount

Dividend Rate

APY*

3 Month

$250+

0.25%

0.25%

6 Month

$250+

0.50%

0.50%

12 Month

$250+

0.75%

0.75%

18 Month

$250+

0.85%

0.85%

24 Month

$250+

0.90%

0.90%

36 Month

$250+

1.25%

1.25%

48 Month

$250+

1.50%

1.50%

60 Month

$250+

1.75%

1.75%

12 Month Stash Cash                            (Deposit Enabled Share Certificate)

$25+

0.75%

0.75%

*APY is Annual Percentage Yield.

Rates effective as of 6/22/17.