Rates

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  • Loan Rates
  • Share (Savings) Account Rates
  • Share Certificates

Loan Type 

Loan Description

Terms

APR As Low As*

Personal

Personal

Up to 36 Months

8.40%

37+ Months

9.40%

Credit Card

Visa Classic

Open Ended

7.90%

Mortgage

Fixed Rate

15-30 Years

OwnersChoice Funding

Home Equity

Adjustable

15 Years

PRIME 5.50%**

Auto

  

Model Year 2016-2019

24-36 Months 

2.99%

48 Months

3.50%

60 Months 

3.75%

72 Months 

4.00%

84 Months

4.75%

Model Year 2015

48 Months

4.50%

60 Months

4.75%

Model Year 2014***

48 Months

5.25%

First Time Auto Buyer

Model Year 2016-2019

84 Months

8.75%

Model Year 2014-2015

60 Months

9.75%

Model year 2011-2013***

48 Months

10.75%

Recreational Vehicle

New/Used/Refinanced

Up to 60 Months

6.00%

60+ Months

***

*APR is Annual Percentage Rate. Rates depend upon credit qualification. All rates are subject to change at any time. Other rates and terms may apply.

**Prime Rate is influenced by the Federal Reserve and is subject to change at any time without notice.

***Call for more details about Model Years or Terms outside what you see listed here.

Rates effective as of 3/1/19.

Share (Savings) Accounts

Amount

Dividend Rate

APY*

Share (Savings)

$100+

0.05%

0.05%

IRA

0.50%

0.50%

Club Accounts
(Holiday & All Purpose)

$100+

0.05%

0.05%

Kids Club Savings

0.05%

0.05%

Draft

0.00%

0.00%

Money Market

$3,000-$19,999.99

1.20%

1.21%

$20,000-$74,999.99

1.30%

1.31%

$75,000+

1.40%

1.41%

*APY is Annual Percentage Yield.

Rates effective as of 4/1/19.

Term

Amount

Dividend Rate

APY*

3 Month

$250+

0.90%

0.90%

6 Month

$250+

1.80%

1.81%

12 Month (IRA CD Avail. )

$250+

2.10%

2.12%

18 Month

$250+

2.20%

2.22%

24 Month (IRA CD Avail.)

$250+

2.40%

2.42%

36 Month (IRA CD Avail.)

$250+

2.60%

2.62%

48 Month (IRA CD Avail.)

$250+

2.80%

2.83%

60 Month (IRA CD Avail.)

$250+

3.00%

3.03%

12 Month Stash Cash                            (Deposit Enabled Share Certificate)

$25+

2.10%

2.12%

*APY is Annual Percentage Yield.

Rates effective as of 4/1/19.