Rates

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  • Loan Rates
  • Share (Savings) Account Rates
  • Share Certificates

Loan Type 

Loan Description

Terms

APR As Low As*

Personal

Personal

Up to 36 Months

8.40%

37+ Months

9.40%

Credit Card

Visa Classic

Open Ended

7.90%

Mortgage

Fixed Rate

15-30 Years

OwnersChoice Funding

Home Equity

Adjustable

15 Years

PRIME 5.50%**

Auto

  

Model Year 2016-2019

24-36 Months 

2.99%

48 Months

3.50%

60 Months 

3.75%

72 Months 

4.00%

84 Months

4.75%

Model Year 2015

48 Months

4.50%

60 Months

4.75%

Model Year 2014***

48 Months

5.25%

Recreational Vehicle

New/Used/Refinanced

Up to 60 Months

6.00%

60+ Months

***

*APR is Annual Percentage Rate. Rates depend upon credit qualification. All rates are subject to change at any time. Other rates and terms may apply.

**Prime Rate is influenced by the Federal Reserve and is subject to change at any time without notice.

***Call for more details about Model Years or Terms outside what you see listed here.

Rates effective as of 3/1/19.

Share (Savings) Accounts

Amount

Dividend Rate

APY*

Share (Savings)

$100+

0.05%

0.05%

IRA

–

0.50%

0.50%

Club Accounts
(Holiday & All Purpose)

$100+

0.05%

0.05%

Kids Club Savings

–

0.05%

0.05%

Draft

–

0.00%

0.00%

Money Market

$3,000-$19,999.99

1.00%

1.00%

$20,000-$74,999.99

1.10%

1.10%

$75,000+

1.20%

1.21%

*APY is Annual Percentage Yield.

Rates effective as of 4/1/19.

Term

Amount

Dividend Rate

APY*

3 Month

$250+

0.75%

0.75%

6 Month

$250+

1.00%

1.00%

12 Month (IRA CD Avail. )

$250+

1.25%

1.26%

18 Month

$250+

1.50%

1.51%

24 Month (IRA CD Avail.)

$250+

1.75%

1.76%

36 Month (IRA CD Avail.)

$250+

2.00%

2.02%

48 Month (IRA CD Avail.)

$250+

2.10%

2.12%

60 Month (IRA CD Avail.)

$250+

2.25%

2.27%

12 Month Stash Cash                            (Deposit Enabled Share Certificate)

$25+

1.25%

1.26%

*APY is Annual Percentage Yield.

Rates effective as of 8/14/19.