Loan Rates
All Rates Are Subject To Change At Any Time
|
Loan Type |
Loan Description |
Terms |
***Annual
Percentage
Rate (APR) |
|
Credit Card |
Visa Classic |
Open Ended |
7.90% |
|
Home Equity |
Fixed Rate Loan |
5 Years |
5.00% |
|
|
Fixed Rate Loan |
10 Years |
5.50% |
|
|
Fixed Rate Loan |
15 Years |
5.75% |
|
|
Adjustable |
15 Years |
PRIME |
|
Home Improvement |
Fixed Rate
($5,000-$20,000) |
Up To
10 Years |
6.25% |
|
Mortgage |
Fixed Rate |
15 Year |
*** CUC Mortgage |
|
|
Fixed Rate |
20 Year |
*** CUC Mortgage |
|
|
Fixed Rate |
30 Year |
*** CUC Mortgage |
|
Overdraft Protection |
Line of Credit |
Open Ended |
7.90% |
|
Personal |
Personal |
0-36 Months |
7.90% |
|
|
Personal |
37+ Months |
8.90% |
|
Auto* |
New/Refinanced |
0-36 Months |
2.65% |
|
|
New/Refinanced |
37-48 Months |
2.65% |
|
|
New/Refinanced |
49-60 Months |
2.65% |
|
|
New/Refinanced |
61-72 Months |
3.40% |
|
|
New/Refinanced |
73+ Months |
4.40% |
|
Used 2008-2012 |
0-60 Months |
2.65% |
|
|
Used 2008- 2012 |
61-72 Months |
3.40% |
|
|
Used 2008- 2012 |
73-84 Months |
4.40% |
|
|
Used 2006-2007 |
0-60 Months |
4.15% |
|
|
Used 2006-2007 |
61-72 Months |
5.15% |
|
|
Used 2005 |
0-60 Months |
4.90% |
|
Used 2004 |
0-48 Months |
5.65% |
|
Recreational Vehicle* |
New/Used/Refinanced |
0-36 Months |
4.00% |
|
|
New/Used/Refinanced |
37-48 Months |
4.00% |
|
|
New/Used/Refinanced |
49-60 Months |
4.00% |
|
|
New/Used/Refinanced |
61-72 Months |
4.75% |
|
|
Large Dollar Purchase |
15 Year Loan
w/5 year Balloon |
- |
**** APY (Yield) is annual percentage yield.
*** APR is annual percentage rate.
**Rates depend upon credit qualification. Other rates and terms may apply.
***Closing costs will be paid on Home Equities when initial draw is at least $20K.
Line must be kept open for 36 months or closing costs must be repaid.
*Auto = Auto and motorcycle loans. Limited Time Special Rate.
*Vehicle/Recreational = RV, Watercraft and Wintercraft Loans. RV, Watercraft and Wintercraft loans have a maximum term of 5 years and the maximum loan amount cannot exceed 75% of the total value of the item.
