A Share Certificate (referred to as a certificate of deposit, or CD in the banking world), holds money for a fixed term, anywhere from a few months to a few years. This account offers the highest annual percentage yield; the longer the term you commit your cash to, the higher the interest rate.
Open a Share Certificate only with money you won’t need immediately, because withdrawing money before the end of the term carries a penalty. An initial deposit of at least $250 is required to open a Share Certificate, and no more deposits can be made after that.
View rates on Share Certificates here.